IMPORTANT NOTICEAll rates are subject to change without notice.  APR stands for Annual Percentage Rate.  APY stands for Annual Percentage Yield.  There are penalties for early withdrawal.

Checking Accounts

Share Draft

Tired of fees, minimum deposit requirements, and hidden charges?  Open a checking account with Eight Federal Credit Union and see the difference.

Here are some of the benefits:

  • Debit Card Access
  • Free Online Banking
  • No Monthly Service Fee
  • Dividends Paid on Balances over $500



Savings Accounts

Savings and CD Accounts

Dividends paid on your Saving Account as of 1-1-2020 of .10% APY on balances of $100.00 or more. 

Dividends paid on your Share Draft Account as of 1-1-2020 of .05% APY on balances of $500.00 or more.

Excellent CD rates available.  Minimum balance of $1,000.00.  6 Month - 0.50%     12 Month - 0.70%



Consumer Loans

EFCU offers all kinds of consumer loans including: unsecured loans up to $15,000, new and used vehicles, motorcycles, boat loans, computer loans, holiday loans, and home improvement loans.

Certificate Secured Loans

Certificate secured loans are available for the length of CD at 3% over the share rate.

Signature Loans

Signature loans are available up to a maximum of 48 months

Line of Credit

A line of credit is available with a yearly review. 

Home Equity - Line of Credit

A home equity line of credit is available up to a maximum of $50,000.  The length of the home equity can vary.  Call for current rates.

NMLS #809432   Tim Ozuk #950324

Home Mortgage Loans

Contact Kim Limes NMLS ID 198431 at 419-277-0386 and ask about your mortgage options.


TruStage: Insurance the credit union way.

Insurance protection is part of a solid financial plan. That’s because dependable coverage helps ensures financial relief when you need it most. And along the way, that coverage means you’ll take comfort in knowing you’re protected.

Founded on more than 80 years of working together with credit unions, we make a variety of insurance products and programs available to members like you—and help you protect what matters most.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, visit


Other Services

VISA Credit Card

Credit card is available 12.99% APR fixed rate.

Balance Transfer 6.99% APR fixed rate.


Order Checks

Available through Harland-Clarke - HERE