IMPORTANT NOTICEAll rates are subject to change without notice.  APR stands for Annual Percentage Rate.  APY stands for Annual Percentage Yield.  There are penalties for early withdrawal.

Checking Accounts

Share Draft

Tired of fees, minimum deposit requirements, and hidden charges?  Open a checking account with Eight Federal Credit Union and see the difference.

Here are some of the benefits:

  • Debit Card Access
  • Free Online Banking
  • Free Phone Teller Access
  • No Monthly Service Fee
  • Dividends Paid on Balances over $500


My Mobile Money Logo


These days everything is available online and at your fingertips. When you use our mobile app, My Mobile Money, your account is always with you. It makes checking your balances, monitoring debit transactions, and transferring money doable from home, work, and everywhere else.
•    Easy, Safe Access
•    Free for all members with an Eight Federal Credit Union debit card
•    Funds transfers
•    Real Time Balances
•    Account information and history


iPhone users go to your iTunes App store and Android users go to the Google Play store to search for and download our My Mobile Money App today!
Stop in or call for “My Mobile Money” card holder enrollment: 419-666-7334



Savings Accounts

Savings and CD Accounts

Dividends paid on your Saving Account as of 9-30-2018 of .10% APY on balances of $100.00 or more. 

Dividends paid on your Share Draft Account as of 9-30-2018 of .05% APY on balances of $500.00 or more.

Excellent CD rates available.  Minimum balance of $1,000.00.



Consumer Loans

EFCU offers all kinds of consumer loans including: unsecured loans up to $15,000, new and used vehicles, motorcycles, boat loans, computer loans, holiday loans, and home improvement loans.

Certificate Secured Loans

Certificate secured loans are available for the length of CD at 3% over the share rate.

Signature Loans

Signature loans are available up to a maximum of 48 months for as low as 10.25% APR.

Line of Credit

A line of credit is available with a yearly review.  The current rate is as low as 10.25% APR.

Home Equity - Line of Credit

A home equity line of credit is available up to a maximum of $50,000.  The length of the home equity can vary.  Call for current rates.

NMLS #809432   Ruth Miller #326081

Home Mortgage Loans

Contact Liz Terwilliger NMLS ID 137587 at 419-931-9011 and ask about your mortgage options.


TruStage: Insurance the credit union way.

Insurance protection is part of a solid financial plan. That’s because dependable coverage helps ensures financial relief when you need it most. And along the way, that coverage means you’ll take comfort in knowing you’re protected.

Founded on more than 80 years of working together with credit unions, we make a variety of insurance products and programs available to members like you—and help you protect what matters most.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, visit



Other Services

VISA Credit Card

Credit card is available 12.99% APR fixed rate.

Balance Transfer 6.99% APR fixed rate.