Services


 

IMPORTANT NOTICEAll rates are subject to change without notice.  APR stands for Annual Percentage Rate.  APY stands for Annual Percentage Yield.  There are penalties for early withdrawl.

 

Checking Accounts

Share Draft

Tired of fees, minimum deposit requirements, and hidden charges?  Open a checking account with Eight Federal Credit Union and see the difference.

Here are some of the benefits:

  • Debit Card Access
  • Free Online Banking
  • Free Phone Teller Access
  • No Monthly Service Fee
  • Dividends Paid on Balances over $500

 

Savings Accounts

Savings and CD Accounts

Dividends paid on your Saving Account as of 6-30-2016 of .10% APY on balances of $100.00 or more.  Dividends paid on your Share Draft Account as of 6-30-2016 of .05% APY on balances of $500.00 or more.

Excellent CD rates available.  Minimum balance of $1,000.00.

 

Loans

Consumer Loans

EFCU offers all kinds of consumer loans including: unsecured loans up to $15,000, new and used vehicles, motorcycles, boat loans, computer loans, holiday loans, and home improvement loans.

Certificate Secured Loans

Certificate secured loans are available for the length of CD at 3% over the share rate.

Signature Loans

Signature loans are available up to a maximum of 48 months for as low as 10.25% APR.

Line of Credit

A line of credit is available with a yearly review.  The current rate is as low as 10.25% APR.

Home Equity - Line of Credit

A home equity line of credit is available up to a maximum of $50,000.  The length of the home equity can vary.  Call for current rates.

NMLS #809432   Ruth Miller #326081

Home Mortgage Loans

Contact Liz Terwilliger NMLS ID 137587 at 419-931-9011 and ask about your mortgage options.

 

 

 

Insurance

TruStage: Insurance the credit union way.

Insurance protection is part of a solid financial plan. That’s because dependable coverage helps ensures financial relief when you need it most. And along the way, that coverage means you’ll take comfort in knowing you’re protected.

Founded on more than 80 years of working together with credit unions, we make a variety of insurance products and programs available to members like you—and help you protect what matters most.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, visit TruStage.com.

CORP-1213-B43A_21

 

Other Services

VISA Credit Card

Credit card is available 12.99% APR fixed rate.