|Facts||WHAT DOES EIGHT FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?|
|WHY?||Financial companies choose how they share your person information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|WHAT?||The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
|HOW?||All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Eight Federal Credit Union chooses to share; and whether you can limit this sharing.|
|Reasons we share your personal information.||Does EFCU share?||Can you limit this sharing|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||No||We don't share|
|For our affiliates’ everyday business purposes – information about your creditworthiness||No||We don't share|
|For nonaffiliates’ to market to you||No||We don't share|
Who is providing this notice? Eight Federal Credit Union
|How does EFCU protect my personal protect your personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does EFCU collect my personal information?||We collect your personal information, for example, when you:
|Why can’t I limit all sharing?||Federal law gives you the right to limit only:
Affiliates - Companies related by common ownership or control. They can be financial and non-financial companies.
Eight Federal Credit Union has no affiliates.
Non-Affiliates - Companies not related by common ownership or control. They can be financial and non-financial companies.
We disclose to non-affiliated companies only for our everyday business purposes,such as to process transactions, maintain accounts, respond to court orders and legal investigations,or report to credit bureaus, or as permitted by law.
Joint Marketing - A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance companies.
Links to non-Eight Federal Credit Union websites contained in this site are offered only as pointers to sources of information on subjects that may be of interest to users of our website.